From Overwhelmed to Organised
When I joined syfarionexo's autumn planning session in 2024, I had three credit cards, no savings plan, and constant anxiety about money. Not because I wasn't earning enough—I just had no system.
The seasonal approach clicked because it matched how I already thought about my year. Winter meant higher energy bills. Spring meant car registration. Summer meant holiday expenses. Once we mapped those patterns, the fog cleared.
By winter 2024, I'd consolidated my debt and set up automated savings that aligned with my income cycles. Nothing magical happened—I just finally had a framework that made sense for my actual life.