We started syfarionexo in 2019 after watching too many people struggle with financial advice that sounded great but didn't actually fit their lives. Our approach is different because it has to be.
Most financial planning treats every month the same. But if you've ever tried to stick to a budget during the holidays or managed expenses during school holidays, you know that's not how life works.
After years of working with families and small business owners across Australia, we noticed something. The same people who felt stressed about money in December were often doing fine in March. Not because they earned less, but because their expenses came in waves they hadn't planned for.
So we stopped pretending finances work on a flat timeline. Instead, we help people map their money around the natural rhythms of their year – when bills spike, when income dips, when unexpected costs show up like clockwork.
We'd rather give you a system you'll actually use than a complex spreadsheet that sits in your downloads folder. Simple tools that work beat sophisticated plans that don't.
We can't tell you what the market will do next year. But we can help you spot your own spending patterns and build buffers where you need them most. That's more useful anyway.
Life changes. Your financial approach should change with it. We build flexibility into everything we do because rigid plans break the moment something unexpected happens.
Financial Planning Director
Thijs spent twelve years in corporate finance before realizing that most planning advice was built for people who don't exist. He started syfarionexo to create something more grounded. Outside work, he's usually fixing up his 1970s house in Ainslie or trying to keep his vegetable garden alive through Canberra's unpredictable weather.
Client Strategy Lead
Callum joined us in 2021 after working in small business accounting. He's the one who figured out how to make seasonal planning work for people with irregular income – freelancers, contractors, and business owners who never know exactly what next month looks like. He's also our resident coffee snob, which everyone tolerates because he brings good beans.
We're not going to pretend we have all the answers or that there's a magic formula. What we will do is listen to what's actually happening in your financial life and work from there. Sometimes that means telling you things are fine when you thought they weren't. Sometimes it means pointing out problems you hadn't noticed yet.
If we use a term you don't know, call us out. The financial industry loves complicated language, but there's almost always a simpler way to say things. We try to catch ourselves, but we grew up in this world and sometimes forget what's obvious to us isn't obvious to everyone.
Some people want regular check-ins. Others prefer to reach out when something changes. Both approaches work fine. We're not here to create dependency – we're here to give you tools and backup when you need it. Our job is to make ourselves less necessary over time, not more.
We run seasonal planning workshops starting in September 2025, with one-on-one consultations available from August onwards. These aren't sales pitches – they're actual working sessions where we help you map your financial year and build strategies that fit your life.
If you're tired of financial advice that sounds good but doesn't actually help, or if you've noticed your money stress follows a predictable pattern through the year, this might be worth exploring.
Get in touch at info@syfarionexo.com or call us on +61409551614. We're based in Braddon but work with people across Canberra and remotely throughout Australia.